RMD Changes May Be Coming

Unless you’ve been paying close attention, you may not have noticed that President Trump has issued an executive order that will affect 401(k) plans. The order calls for the Department of Labor and the Department of Treasury to look into two things: 1) raising the age when people with a traditional Individual Retirement Account (IRA) […]

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Get with the Plan

Everyone needs a financial plan. Unfortunately, not all financial advisors offer to help create a plan for their clients. Too often, advisors are order takers. They follow their clients’ directions – “Buy this stock.” or “Sell that one.” That’s no way to plan an investment strategy. At J Benjamin Financial, our philosophy is summed up […]

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Divorce – It’s Not Just About Infidelity

When we hear a couple is divorcing, the first thought many people have is who cheated on whom? In fact, there are many other reasons people get divorced – inability to communicate, differing views on their future, marrying for the wrong reasons, etc. One of the top causes of divorce is a financial one. And […]

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Getting Real with Your 401K

In the past, I’ve discussed the advantages to converting your IRA to a Roth IRA. You can click here to review those advantages. However, there’s more you can do with your IRA than simply investing in stocks, bonds, mutual funds and CDs. If you talk to some IRA custodians, these are the only investments they’ll […]

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A Secure Investment

Have you heard about the latest security breach? It’s difficult to pinpoint the latest, because data breaches, cyber attacks and hacking schemes seem to pop up on a regular basis. Cyber criminals are working relentlessly to obtain information on you, use extortion to fix problems they created or simply steal from your accounts. That makes […]

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Social Security Questions

Like many government programs, Social Security can be complex. Every time it’s updated, the complexities seem to expand exponentially. Fortunately, the most recent changes were in 2015, so the rules have been stable for a couple of years. Still, I find many women have questions about what benefits they can take, what are their spousal […]

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Single Again

Divorce or the death of a spouse can leave women in an uncomfortable position, especially if the former spouse was the breadwinner and household’s financial keeper. Suddenly, they find new financial responsibilities have been thrust upon them during a very emotional time in their lives. It’s a time when things are hazy and the ability […]

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Is the Bear About to Emerge from Hibernation?

Economists tell us the current bull market began on March 9, 2009. They also tell us the “average” bull roams around the marketplace for a little over two years (25 months on average). According to one of the most bullish investors in the business – Jim Stack, editor of InvesTech Research Market Analyst – it’s […]

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Future Investments to Consider

Investors, who have seen gigantic returns, are those who looked into the future and imagined worlds that would have been unrecognizable at the time they made their investments. Who would have imagined what McDonald’s became in the 50s, Apple in the 70s, or Google in the 90s? So, in the latter part of the 2010s, […]

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Baby Mine

It’s universally agreed that having a baby is an awesome experience. Unfortunately, your little bundle of joy often comes with a bundle of financial questions. When you need to take time from work to have a baby, you need to review whether or not your maternity leave benefits support you. If they don’t, what are […]

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