Category Archives for "Wealth Management"

Let’s Not Panic

A lot of people are looking at the Dow, NASDAQ and the S&P 500 and deciding they want off this roller coaster. They check out the individual stocks they’re invested in, see all the numbers are shaded red, and they’re yelling, “Sell!” I understand the kick in the gut you may be feeling. After all, […]

Read more >>

Don’t Take It to the Bank

One of my greatest frustrations is people who think it’s a good idea to put their hard-earned money into their bank’s savings account. In fact, it’s barely better than stuffing your savings under a mattress. I’ve heard all the arguments about how safe your money is in a bank with the Federal Deposit Insurance Corporation. […]

Read more >>

The First Step is the Biggest

Is there anything more monumental in a child’s life than their first step? They were crawling for so long. They scooted around in their baby walkers. They stood, shakily, holding onto the rail of their crib. Then, it happened. Standing in the middle of the room. They lift a foot and set it down. “One […]

Read more >>

The Secret of HSAs

Back in 2003, President George W. Bush signed the Medicare Prescription Drug Improvement and Modernization Act into law. Part of that law included the establishment of Health Savings Accounts (HSA), which are designed to help pay for a long list of covered medical expenses. You may want to consider the advantages this type of plan […]

Read more >>

Harvest Time

As we approach the end of the year, it’s time to go through your taxable account and begin planning a tax-loss harvesting strategy. The strategy is designed to sell certain investment assets at a loss to reduce the tax liability of your taxable investment accounts. Here’s how it works: In order to minimize the tax […]

Read more >>

Looking for Pros

If you are an experienced financial advisor working in a stringent environment, I’d love to talk with you. J Benjamin Financial is not like the mega-firms…with rules that don’t help you or your client, with reams of red tape that have to be navigated, and with oversight from a large corporate enterprise that values the […]

Read more >>

Investment Strategies When the Market is High?

Conservative investors feel comfortable with large-cap companies. They are the established organizations that are positioned to take down turns in the market without major disruptions. They have the capital, the liquidity and the proven business models that calm investor fears even during recessions. Currently, the market is still at or near a historic high. So, […]

Read more >>

More than Death Insurance

I can list several reasons why people don’t want to buy life insurance. They boil down to a simple argument: Permanent life insurance doesn’t pay off, and you’ll do better buying a term policy and investing the rest. However, if your goal is to minimize or eliminate taxes for your recipients, the money they receive […]

Read more >>

Doing Well AND Doing Good

One of the pleasures of working with clients who have obtained wealth is that so many want to give back to their community, their state, their country or to people in need around the world. For them, contributing to or creating a 501(c)(3) provides an avenue to do good in a way that is exempt […]

Read more >>

Foreign Affairs and the IRA

Recently, I encountered a question about whether the beneficiary of an IRA can be someone from another country. If you have a Roth IRA, the answer isn’t quite as complicated as it is if you have a traditional IRA. As you might surmise, if you’re a frequent reader of our blog posts, the Roth IRA […]

Read more >>
1 2 3
>