What is Financial Planning?
Financial planning is a thorough, step-by-step process that considers every aspect of your financial life. From managing current finances to preparing for the future, it’s designed to provide you with a comprehensive roadmap that aligns with your values and priorities. At J Benjamin, we tailor every plan to your unique needs, providing clarity and direction in areas such as:
- Goal Setting and Prioritization – We work with you to define and prioritize your financial goals, whether it’s saving for retirement, buying a home, planning for children’s education, or expanding your business.
- Budgeting and Cash Flow Management – Helping you manage spending, maximize savings, and ensure efficient use of resources.
- Retirement Planning – Making sure you’re on track for a comfortable retirement, no matter where you are on your journey.
- Tax Strategy – Integrating tax-efficient strategies to help you save more and keep more of what you earn.
- Estate and Legacy Planning – Preparing your assets to benefit future generations or charitable causes according to your wishes.
Transparency
Many major firms use complex fee structures layered across different products, making it hard to know what you're really paying. On top of that, they often have deals with big investment providers, earning compensation to include certain investments in your portfolio—regardless of whether they're the best fit for you. At J Benjamin, our fee structure is simple and transparent, and every decision we make is solely in your best interest.
How often does your advisor talk to you about their fees? Have you ever taken the time to check? Click the button below, and we’ll conduct a complimentary fee audit of your current advisor to help you understand exactly what you're paying.
If you aren't sure and don't want to ask how your advisor is paid, just ask us to help.
Fee Structure
We believe in transparent and accessible pricing for all our financial planning services. Our fees are designed to provide value, giving you the guidance and support you need to achieve your financial goals. Here’s what you can expect:
- No cost for the initial consultation
- Plans start at a flat $5,000
- Customization available for more complex planning